Business Risk Insurance

Protect your business with the right insurance

Whether you’re starting out on your own or in the middle of pushing growth, business is often as stressful as it is lucrative. You simply can’t account for everything that might go wrong–but you can at least get coverage to minimise your loss when things go south. 

Business Risk Insurance

How can we help?

Let’s talk about getting you and your business covered today. Call us at 0800 BROKER
Let’s talk about getting you and your business covered today.
Call us at 0800 BROKER
5/5

“Four years ago I started with Dan, needing finance for a truck. Long story short, I now have EVERYTHING under the sun using Quantum. I can't recommend them highly enough.”

Bridget Walsh

Quantum Finance

Why Quantum Finance?

We are you

And that's why we understand you. We've been where you are now. All of us. Our team and their families have walked our talk. We're home buyers. We're mortgage holders. We're investers. And that's why you are our main priority. Not the banks or the insurers. You.

We hear you

We get it! Money can be scary. But here's the simple truth - you don't know what you don't know. We'll take the time to share our expert knowledge simply, so you know what's going on every step of the way. We'll get you the best deals to match your goals and dreams.

We're finishers

Trust us. We keep our word. And we do that by seeing your financial plan through to your ultimate benefit. We'll organise what needs to be done so you'll get what you need when you need it and we'll stay a phonecall or email away, always.

So why do I need an insurance adviser?

Insurers are a dime a dozen these days with many offering different coverages and terms for a wide range of needs. Some are cheap, some are costly; some are good, some are bad. How do you choose?

What matters most, in our opinion, is the claim time—how fast can you get what is due you when you need it. After all, what’s the point of attractive terms if you can’t get the money you or your loved ones might need.

Quantum Finance will help you find the best fit for your specific needs and requirements. This way you invest in the insurance that will take care of you in the ways you need it to.

Start-Up Income Protection

The first three years of starting your own business can be filled with sacrifice and a lot of stress. This type of insurance is there to cover you when you’re sick or injured and can’t work on your business. It’s perfect peace of mind that takes the weight off worrying about your finances when you can’t grow your business. You essentially get a monthly payout to help lighten the burden so you can heal up and get back in the game.

Loss-of-Revenue Coverage

This also provides a monthly payout in the event that you or even other key people in your business are sidelined due to injury or sickness. This one focuses on more established businesses that have successfully moved beyond the start-up phase and have been running for more than three years already. It’s a great coverage to invest in because it makes sure that your growth is not disrupted.

Loss-of-Revenue Coverage

This also provides a monthly payout in the event that you or even other key people in your business are sidelined due to injury or sickness. This one focuses on more established businesses that have successfully moved beyond the start-up phase and have been running for more than three years already. It’s a great coverage to invest in because it makes sure that your growth is not disrupted.

Business Life Coverage

One of the biggest contributors of stress in running a business is uncertainty. There are just so many things that can happen that leave you without the capital that you need—like major financial crises and even a global pandemic. With Business Life coverage, you can rely on at least a certain amount of capital through uncertain times. It can protect even you shareholders and their families and business through the most serious events and incidents.

Key Person Insurance

All businesses have key people who play pivotal roles towards profitability. When something happens to these key people, the losses can be drastic and finding a replacement difficult. This coverage ensures that your business is protected and can continue growing unhindered should anything at all happen to the key people you depend upon. It’s true, specific peace of mind coverage that every business should invest in.

Key Person Insurance

All businesses have key people who play pivotal roles towards profitability. When something happens to these key people, the losses can be drastic and finding a replacement difficult. This coverage ensures that your business is protected and can continue growing unhindered should anything at all happen to the key people you depend upon. It’s true, specific peace of mind coverage that every business should invest in.

ACC CoverPlus Extra

Even those who are self-employed or are non-PAYE shareholder employees face considerable risk. This optional but nonetheless relevant product will allow you to set a pre-agreed level of lost-earnings compensation in the face of a crisis. Quantum Finance can help you understand the options available to those that ACC CoverPlus Extra can help so you can choose the best one to protect yourself and your income from accident or illness.